It sounds mercenary, but, most of us are cash generators in our life time, and, that cash is relied upon by many others. Without our financial support, those "others" have more than grief to deal with.
A very simple policy that could cost comparatively little could make a real difference after you die. With a small amount of simple, extra planning you can make sure that the money you leave in the policy will go to the right people and at the right time. It's really not that scary is it? It's straightforward to arrange, simply call us and we'll help you.
We did mention earlier that some people suffer "a life changing medical event". This is a little harder to explain, but in many ways easier to understand why you should protect against it.
Let's say you suffer a heart attack, but you live. Your life insurance policy won't pay out because you have not died. Though you might have nearly died, under the terms of the policy that's not enough. You may not be able to work for a while, or even never again; but all the time you are not working you still have to pay your living expenses.
You may receive benefits from your employer, but will those be adequate to repay your debts and provide for you until your pension kicks in?
Living protection, or, critical illness assurance or family income benefit to give these plans their proper names. will provide cash towards your living expenses. If you would like to know more, we'd be happy to talk to you.
There! Death and serious illness taken face on and dealt with in less than 500 words. It's not scary, it's not a sales pitch, its acting responsibly to protect you and those you love.
It's not new, apparently life insurance was started by the Romans, but that's another story!
To find out what's right for you, pick up the phone, or, email us and one of our experienced advisors will be happy to talk to you.
We take the devil out the detail to ensure you have in place the cover you need.
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